Are you looking for a retirement community in Westfield, IN?
Finding the perfect place to spend your retirement is vital if you want to make the most of it, and a retirement community could be a perfect choice. But moving into a retirement community is a big life decision. It’s important that you pick the right community for you, and that can seem daunting at first.
But it doesn’t have to be! Keep reading for 7 tips on choosing a retirement community to find the right fit for your needs.
1. Determine What Level of Care You Need
Retirement communities work on a range of plans from independent to assisted living. Some communities also specialize in memory care. And many more options can tailor to your needs.
Within each type of community, there are different levels of amenities available. One of the first things an advisor will ask when you start the process is asking what level of care you or your loved one need.
This will narrow down the types of community you should look into. It will also give you an idea of what levels of care are out there, or how independent you can remain. This is a chance to find out what retirement community options you have for your needs and wants.
2. Know Your Budget
Communities for seniors have a range of different budgets and price points. They range from highly affordable to the higher price point of luxury communities.
So you avoid disappointment and frustration down the line work out your budget. You have to factor in your current resources and any ongoing spending commitments. Look into sources of money including:
- Long-term care insurance
- Social Security
- Veterans Benefits
- Annuities, pensions, and retirement income
- Real estate you can leverage or sell
- Other sellable or leverageable assets
A family advisor could help here. They’ll be able to walk you through your options and explore your finances with you. But don’t stretch yourself. Pick an option that you can comfortably afford, and isn’t a financial struggle.
3. Make a Local Retirement Community List
With your family or a family advisor look at a list of Westfield retirement communities. These should be within your budget, be local and have the right level of care.
It helps to make a folder of these options. Check out pictures of them on their website or in their pamphlets. You can also find a list of their amenities on their website too.
It’s important at this stage to check out their reviews online. Most communities will include testimonials on their website but do a wider search.
You want to get a wide cross-section of what people have to say. Websites tend to only feature the best reviews, and it helps to see if anyone has any negative reviews.
A few bad reviews shouldn’t cause immediate concern though. Give the reviews a thorough read to see what the issue was (it could be an innocent mistake).
Look at how senior living staff resolved the issue. It’ll give an insight into the service their offer and how they treat residents. You should only pick a retirement community that makes you feel comfortable and at home.
4. Is Maintenance Included?
One of the biggest draws of moving to a retirement community is to get away from the chores and maintenance of your property. Basic property maintenance, seasonal snow removal, replacing appliances, and more can quickly get on top of you, or just take up a lot of your free time.
A retirement community that deals with these for you is a huge bonus. Choosing a retirement community that does not provide this service means missing out on a huge quality of life boost. So always check what is, and isn’t, included.
5. Go See Your Top Choices
While you can find out a lot about a retirement community online, you can’t beat an actual tour. It’s vital that you experience the environment first hand to get an impression of it yourself.
See what the atmosphere is like, how busy the amenities and classes are, how good the food is. You can meet the staff and residents too, and find out if this is a place you can see yourself living.
If you can’t visit in person, ask to set up a virtual staff. You’ll still get to see the community for yourself, and staff can set up a meet and greet to answer all your questions.
6. Check If Pets are Allowed
Pets can make excellent companions in retirement. Looking after a pet can help keep you physically fit and give you a productive routine. They can also help you be more social and give you a sense of purpose.
If you already have a pet, you will know that they are like a part of your family, and not something you want to be forced to give up. So, if you have a pet, or are thinking about getting one in the future, be sure to check that they are allowed in the community before committing.
7. Pick the Best Retirement Community
Once you’ve toured your list you’ll likely have a gut feeling about which ones you like the best. If you’re still torn, think about what features are most important to you and use this to make a choice.
Do you expect friends and family to visit often? Make sure they have an open visitors policy. Do you need to visit the doctor’s office on a regular basis? Make sure you’re community is close to the doctor’s office.
Choosing a Retirement Community: A Brand New Start
So, there you have it! Now you know these 7 tips on choosing a retirement community you’re set to find the right one for you.
Choosing a retirement community is a big decision and one you shouldn’t take lightly. It’s important to make sure it’s the right choice for you and it’s normal to feel a little out of your depth. Work out your budget and what you want though and you’ll soon be onto the next best chapter of your life.
If you’re looking for independent senior living, contact us today. At The Cottages at Sanders Glen, we’re all set to welcome you and get you started on your next adventure.